(217) 546-3333Dental Insurance – Springfield, IL
Helping You Save When Visiting the Dentist
Using your dental insurance in Springfield doesn’t have to be overwhelming or frustrating. Our team at Advanced Dental Care of Springfield is here to make the process easy and stress-free. Although we are not in-network with any particular insurance company, we go above and beyond to ensure you still save each time you visit our office. This means we will not only estimate your out-of-pocket expenses before you arrive, but we’ll also file necessary claims to ensure you get your maximum reimbursement. If you have questions about how we can help, call to speak to a team member today.
How Dental Insurance Works
Most dental insurance companies operate on a 100-80-50 coverage breakdown. With low deductibles and significant annual maximums available, you can take advantage of optimal savings when you require preventive or restorative treatment. Generally, cleanings and exams are covered at 100%, while fillings, crowns, root canals, and other complex services are covered at 50-80%.
Cosmetic dentistry is generally not covered because these services are considered unnecessary. Also, orthodontia may or may not be included on your plan.
What is the Difference Between Dental and Medical Insurance?
You cannot use your dental insurance to pay for medical care and vice versa. The reason is that medical insurance offers greater coverage for illnesses, accidents, and hospitalizations. This means that you save more after an incident occurs.
Dental insurance is the opposite. Most companies offer the highest savings when you choose to seek preventive care. By avoiding dental problems that require restorative treatment, you can save more in the long run.
Out-of-Network But Insurance-Friendly
Advanced Dental Care of Springfield may be out-of-network with your dental insurance plan, but we stand by our reputation as an insurance-friendly practice. This is because we still do everything we can to help you save. We’ll review your plan and ensure everything is filled out correctly before submitting your claim. As a result, this increases your chances of receiving a greater reimbursement after treatment is finished.
We don’t believe dental insurance should dictate the kind of care you receive, but we understand how essential it can be in keeping your out-of-pocket costs as low as possible.